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1. Discover it® Student Cash Back
- Rewards: Earn 5% cash back on rotating categories (up to $1,500 in purchases per quarter) and 1% cash back on all other purchases. Discover also matches all the cash back earned in the first year of card membership.
- Welcome Offer: Discover will match all the cash back you’ve earned at the end of your first year of card membership.
- Annual Fee: $0
- Other Benefits and Drawbacks: The Discover it® Student Cash Back offers a $20 statement credit each school year your GPA is 3.0 or higher for up to five years. The card also has no foreign transaction fees and offers free access to your FICO credit score. However, rotating categories require activation every quarter to earn the 5% cash back, and Discover is not as widely accepted overseas as Visa or Mastercard.
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