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3. Bank of America® Unlimited Cash Rewards credit card for Students
- Rewards: Earn unlimited 1.5% cash back on all purchases.
- Welcome Offer: $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening.
- Annual Fee: $0
- Other Benefits and Drawbacks: This card comes with a 0% introductory APR on purchases for the first 15 billing cycles, after which a variable APR will apply. It also offers overdraft protection and a free FICO credit score. However, there is a foreign transaction fee of 3% of the U.S. dollar amount of each transaction made in a foreign currency. Additionally, you must have a Bank of America checking or savings account to redeem cash rewards, which may be a drawback for some students.
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